The twelfth prosperity law says that earning a good living is pointless if it makes relationship with family and friends go sour. Sages explain that money is the most trusted relative because even after having gone, it returns after a while. Other relatives, however, can go away and never come back. Thus, even if we place a high value on money, we should still be concerned about our family and friends more than about wealth. It is said in the scriptures that both relationship and money are preserved if we don’t horrify them with awful appearance, awful speech and awful laziness. Both relatives and Lakshmi, goddess of fortune, look with favor on those who act correspondingly. What is more, there’s a well-known law of karma saying that our life is destroyed if we insult our family members. Wealth is lost by causing offences to people around. Everything is lost when we insult a person in charge, and a family is ruined by insults aimed at sages.